Cost of Living

What things actually cost in 2026.

Prices in 2026 are still adjusting from the last few years. Here's what's higher, what's stabilizing, and where geography matters most for your household budget.

Housing

+38%

Average U.S. rent since 2020

Groceries

+25%

Food at home vs. 2021 baseline

Home insurance

+72%

In high-risk coastal & wildfire states